“My husband and I have been clients of Adam's for over a decade, starting when we were newlyweds. Now, with two elementary-aged children and a lovely home, we have a financial plan for our future that brings us peace. Adam has always provided the guidance and attention every client deserves, and we look forward to many more years of working together with him and his team.”
— Carrie and her husband, Matt, have been clients since 2011.
Carrie is a Teacher in St. Louis, MO
“I've been a client of Empennage for about five years, and compared to other firms, none have provided better service than Adam Tiberi and his team. Unlike others, they genuinely prioritize personalized care, answering calls directly and maintaining close, friendly contact. Their dedication and attention to detail make you feel like family, with zero turnover in their staff indicating strong leadership. They don't just manage your portfolio; they build relationships, making financial growth enjoyable. If you seek top-tier service and true fiduciary care, look no further than Empennage—you won't regret it.”
— Costa and his wife, Koko, have been clients since 2022.
Costa is a Captain with Southwest
"Adam, Steve, and the whole Empennage team are top-notch! They are not only easy to work with and provide valuable insights, but they listen to your desires and objectives before recommending advice. They provide a holistic approach to financial growth. The end result is targeted wealth management designed to support you and your goals."
— Scott and his wife, Jennifer, have been clients since 2020.
Scott is a retired USAF colonel and is a Regional Manager with Amazon Air
“I used another financial service, with any different advisors, that claimed personal involvement and tailored advice, but after years of frustration with them not listening to me or valuing my opinion, I took a chance with Adam and Steve. Steve I had known through my professional career and he introduced me to the team at Northwestern Mutual. Within days, we were having personal, timely discussions on my finances, my financial goals, and a real plan to get to financial independence for my family. The team is always available for quick, easy-to-answer questions as well as detailed conversations about where I am at financially and how we are doing on this journey. After years of failing with other financial services, I can say that I trust Northwestern Mutual, and the team Adam and Steve have put together, is the best I have worked with. I have faith that my financial journey is in good hands with this team.”
— Tony Franks and his wife, Jennifer, have been clients since 2020.
Tony is a retired USAF colonel
“I sought out Adam & Stephen because of their reputation for personal, responsive service. They have delivered completely! They have grown my investments in accordance with my risk tolerance and work with me on my requests. We could not be happier!”
— Ken and his wife, Mary, have been clients since 2020.
Ken is a Principle at LM and a retired USAF colonel
“I have worked with Adam and his staff for years, and he was incredibly helpful in setting up my finances after my children's father passed away. Adam always has the right answers and has provided sound advice to my oldest son on investing and other financial matters. Brittany is professional and friendly, while Jamie, who introduced me to Adam, is amazing and quick with paperwork. They make an excellent team, and I highly recommend them and plan on using them forever.”
— Sarah has been a client since 2018.
She is a child care provider working at Ready,Set, grow.
“I've been working with Adam, Steve, and the whole Team at Empennage Wealth Management for several years now. My comfort level with them is through the roof. Their willingness to set up zoom appointments to meet my needs is second to none in my 40 years of investing. My confidence in them to work on my behalf is as strong as it could be. Their response to questions/needs via email have been incredibly quick, even over weekends and holidays.”
— Joe has been a client since 2022 and is a Captain at a major airline
“I have known Steve Sharpe for more than 20 years. When he contacted me about his work as a wealth management advisor to secure the financial future for my family, I did not hesitate. After a short meeting with Steve and Adam Tiberi, my wife and I knew that they and their team at Empennage Wealth Management had our best interests in mind. They laid out a solid path to organize our financial plan at a pace that would be achievable for our family. Some of the best parts to the plan is there is no pressure to buy anything, and they fully understand my military background and current career goals. I will continue to recommend Steve and Adam to my colleagues and others. The team at Empennage Wealth Management is truly the best and they have my complete confidence.”
— Bradley Hickey has been a client since 2020.
He is Retired US Navy and currently a Captain at a Major Legacy Airline
“Adam Tiberi and his team at Northwestern Mutual have been outstanding, providing options and education that make me feel they truly advocate for my best interest. After my father passed away, they handled the financial complexities with compassion and efficiency, bringing me immense peace during a difficult time. Their unparalleled support has given me confidence in my retirement planning and my family's financial future.”
— Larry and his wife, Tricia, have been clients since 2023.
Larry is a retired Air Force Colonel and now does Business Development at KBR, Inc.
“I have had the pleasure of working with Adam Tiberi of Northwestern Mutual since 2018. Thanks to his exceptional guidance and investment acumen, I was able to retire earlier than expected and continue to grow my portfolio. With Adam's ongoing support and advice, I am confident that my financial future is secure.”
— Jeff and his wife, Traci, have been clients since 2018.
Jeff is currently retired
“Adam Tiberi and Stephen Sharpe have been great to work with. I feel they truly care about me as a client and an individual. They feel more like family than a wealth management company. I give them my highest recommendation.”
— Troy has been a client since 2022.
He is a Captain with Southwest Airlines
“Adam Tiberi has been our Wealth Management Advisor since 2018, enabling us to retire with a financial plan tailored to our current, intermediate, and long-term needs. He and his team at Northwestern Mutual provide ongoing guidance, updated information, and quick, courteous support to keep our financial plan current and maximize our resources. We receive timely information about market events and account statements, ensuring we stay informed. The Northwestern Mutual website offers comprehensive services that, along with Adam's guidance, allow us to enjoy retirement with confidence in our financial future.”
— Phil and his wife, Trish, have been clients since 2018.
Phil and Trish are retired
“Balancing my civilian airline job, military Reserve duties, and home schedule left me overwhelmed, but Adam and Steve provided a well-formulated plan and regularly update us on investment strategies without any sales pitches. We are extremely happy with their help and only wish we had sought their assistance sooner.”
— Brandon has been a client since 2022.
He is a First Officer with Southwest
“I couldn't be happier with selecting the Empennage Wealth Management team, who initially helped me with life policies and then patiently addressed all my questions over a year before managing my portfolio. Their dynamic strategy adapts to changing market conditions and considers tax implications, providing a customized plan to maximize future wealth. The team is accessible, ready to discuss possible changes, and offers pros and cons for informed decisions. Highly recommend this team for a well-rounded wealth portfolio!”
— Barry has been a client since 2021.
He is a First Officer with United Airlines, Retired USAF
“Our experience working with Adam and his incredible team over the years has been outstanding due to their dedication, work ethic, and professionalism. Adam provides insightful advice and thoughtful recommendations while respecting our choices, giving us confidence and assurance in our investments. Adam and his team have been essential in helping us reach our financial goals, and our only regret is not starting this journey earlier.”
— Josh and his wife, Jen, have been clients since 2018.
He is a Corporate Communications Specialist with SAIC
“Adam Tiberi and Steve Sharpe at Empennage Wealth Management have been excellent partners in my financial success, providing sound judgment and advice for over four years. They regularly check in with me through phone calls and Zoom meetings to discuss market changes and my family's retirement plans, always taking the time to explain their strategy in detail. Their consistent communication ensures I am confident in our plan and that my savings are effectively working to meet our goals.”
— Mark and his wife, Kathleen, have been clients since 2020.
Mark Loeben, airline captain, retired Air Force general officer
“I am extremely satisfied with Northwestern Mutual financial planning! Adam Tiberi and Steve Sharpe are professional and friendly, patient and knowledgeable answering my questions, and proactively provide outstanding financial advice. Their staff is prompt and proficient coordinating account transactions, and the Northwestern Mutual website is intuitive and reliable. I highly recommend Northwestern Mutual!”
— Adam and his wife, Windy, have been clients since 2020.
He is a Senior Program Analyst at Pacific Aerospace Consulting, retired USN
“Adam Tiberi and the team at Northwestern Mutual have been so helpful keeping my finances on track through the years! Adam is charismatic, professional and knowledgeable about our options. He’s always willing to answer our questions and explain things in different ways to make it applicable to our situation. My husband and I have learned to save money more efficiently short-term for travel goals and also feel confident in our financial future thanks to Adam!”
— Janice has been a client since 2014.
She is an IT Analyst
“In 2020 my wife and I decided that professional wealth management was becoming necessary for the security of our financial future. About that time, Steve reached out and presented a compelling proposition to join him, and Adam. Adam and Steve, and their entire team have provided professional wealth management above our expectations. From risk reward balancing and long-term planning, to helping manage short-term financial needs and life's happenings, Adam and Steve have met all our financial needs. They are readily accessible and have actively reached out with helpful suggestions. They utilize multiple financial tools at their disposal depending on the need, tailored to us. Couldn't be happier.”
— Mark and his wife, Heather, have been clients since 2020.
He is a Captain with American Airlines, retired USAF
“I studied Economics in collage so releasing control of my retirement planning was a difficult decision, but reconnecting with Stephen Sharpe from college and partnering with Empennage Wealth Management has been rewarding. Steve and Adam's comprehensive approach and tailored explanations ensured that my strategies would meet my goals while filling in gaps in my understanding. Their planned online meetings and continuous availability for discussions have provided great support. Lisa and I are very happy with our decision and the peace of mind that our financial goals are achievable under their management.”
— Tom and his wife, Lisa, have been clients since 2020.
He is a Captain at American Airlines, USAFRet
“Adam and Stephen have been exceptional over the last four years we’ve been with Northwestern Mutual. Our portfolio has been well managed, but more that than they have always ensured they were available for any investing and long-term wealth management questions that we’ve had. It is very easy for me to give them and the NM team a wholehearted endorsement. They’ve earned our continued business and our trust.”
— Jesse and his wife, Kelly, have been a client since 2020.
He is a First Officer with FedEx, retired USAF
“I just wanted to share a quick note and let you know that Adam and Steve do an amazing job. I'm glad I decided to work with them. It's really great how they have helped guide me in my financial stability and they are always available for a quick chat or longer more detailed meetings, I love working with the team!”
— Pat has been a client since 2020.
He is a First Officer with United Airlines
“Empennage Wealth Management has done a fantastic job managing our family resources. The team is extremely knowledgeable, responsive, and genuinely cares about their clients. I shared my financial goals with the team and they set a path to allow my family to reach these goals. I highly recommend Empennage Wealth Management to anyone looking for first-class, expert, and responsive management of their assets.”
— Nate is a retired Colonel USAF. He has been a client since 2022
“We’ve had the pleasure of working with Adam Tiberi and Steve Sharpe at Empennage Wealth Management for the past three years, and I couldn’t be more pleased with their results. They’ve been instrumental in helping us navigate a wide range of wealth management strategies, always tailoring their approach to meet our specific financial objectives. From the very beginning, Adam and Steve took the time to understand our goals, financial situation, and long-term vision. They’ve provided thoughtful, clear guidance on everything from investment planning to retirement strategies, always ensuring that their recommendations align with our personal needs. Their level of expertise is first-class, and they’ve consistently helped us make informed decisions that are in our best interest. What we truly appreciate about working with Adam and Steve is their personalized service and attention to detail. They are always available to answer questions and provide insight, making what can sometimes feel like a complex process feel straightforward and manageable. I highly recommend Adam Tiberi, Steve Sharpe, and Empennage Wealth Management to anyone seeking a team that combines expertise, integrity, and a client-first approach to wealth management.”
— Keith and his wife, Jennifer, have been clients since 2022
He is a Captain with FedEx, Retired USAF
“We've had a really great experience working with Adam. We started pretty early in our careers and followed Adam's plan to ramp up our contributions over time. We don't feel the burden of contributing to retirement with this approach and are able to put funds towards things we enjoy, like home renovations and travel. We feel like we've made the right decision working with Adam and NM and will continue down this path towards retirement!”
— Alex has been a client since 2013
He is an Associate Director at MilliporeSigma
“I've been working with the Empennage team for about four years. They were instrumental in charting my family's financial course into my second career and eventual retirement. Adam and Steve also took the time to speak with my brother who was just embarking on his career and with my son who is finishing college. They're always responsive to any question with a data-based approach tailored to meet each client's needs.”
— Joel and his wife, Kelley, have been clients since 2020
He is a Captain with United Airlines, USN retired. Kelley is a retired high school English teacher.
“The professionals at NWM are always a pleasure to work with. They are experts at what they do. What I appreciate most is how they listen and adapt their financial planning advice to the situations in my family’s life, rather than using a cookie cutter, to help us plan for and navigate through the rapids when they occur to get to calmer waters.”
— Steve has been a client since 2021.
He is the Chief Technology Officer for Aerospace & Defense at Ansys, and a retired Brigadier General, USAF
The testimonials presented may not be representative of the experience of all clients and are not a guarantee of future performance or success.